Ark Valley Credit Union Fee Schedule

SAVINGS ACCOUNT FEES
EXCESSIVE WITHDRAWAL:
Regular Share Account $1.00/Withdrawal if more than 6 withdrawals per quarter
Children's Savings Account $1.00/Withdrawal if more than 6 withdrawals per quarter
IRA Account $1.00/Withdrawal if more than 6 withdrawals per quarter
EARLY WITHDRAWAL:
Christmas Club Account $10.00/Withdrawal if withdrawn before November 1
CHECKING ACCOUNT FEES
Credit Report Fee to Open Account $10.00/Member
Checking Account Service $3.00/Month>$100 Bal (No charge to members age 60 and over or on teen accounts)
Return Item Fee $30.00/Item
Copy/Look-up $2.00/Item
Share Savings Overdraft Protection $2.00/Item
Check Printing Prices may vary depending upon style
OTHER SERVICE FEES (APPLICABLE TO ALL ACCOUNTS)
Deposited Items Return $10.00/Item
Money Order $1.00/Money Order
Cashiers Check $2.00/Cashier's Check
Stop Payment $15.00/item
Same Day ACH Transfer $15.00
Wire Fee $15.00
Western Union/QuickMoney $16.00
Visa Gift Card $2.00/Card
ATM Card (Savings Only) $10.00/Card
Visa Spend Card $10.00/Card
Instant Issue Debit Card $10.00/Card
Cash Advances $2.00 (Unless Applies To AVCU Loan Payment)
Maintenance $5.00/Month for accounts returned with incorrect address for 3 years
Inactive Account $5.00/Month for accounts that are inactive for 12 months and balance is under $20.00
Account Close/Reopen $5.00 if an account is closed or reopened within 90 day period
Fax $1.00/page
Account Research 25.00/Hour, Min. 1 Hour Fee
Account Reconciliation $25.00/Hour, Min. 1 Hour Fee
*We reserve the right to close checking accounts with frequent overdrafts.

Effective: December 1, 2020